Payouts

Your card and bank sales collect in one AgentaOS balance per currency, EUR or USD. Payouts run twice a month, on the 1st and the 15th, and send the available part of that balance to your payout account: a bank account, or a stablecoin wallet if AgentaOS turned that on for you. Each payout comes with a payout statement and a self-billed invoice for your books. Before your first payout, you need three things:

• An approved business review. See Verify your business and Go live.
• A bank account in the currency of your balance. See Add a bank account.
• The identity check, done once by an owner or admin in live mode. It starts from Home or Balances when you have money to pay out. See The identity check.

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Your balance

In the dashboard, open Balances. The Overview tab shows your Balance for each currency, split into rows that add up to the Total: A new sale clears for 14 days before it moves from On the way to Available now.

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Where payouts go

Payouts are same-currency. A EUR balance pays to a EUR account and a USD balance pays to a USD account, so no currency conversion happens inside a payout. To see which countries bank payouts reach, go to Supported countries.

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Schedule

Payouts run in two windows each month: the 1st and the 15th. On the Payouts tab, the Payout schedule section has two options:

• Automatic: “Paid automatically every window (1st & 15th).” Set a Minimum payout. Below that amount, AgentaOS holds your balance for the next window.
• You ask: “Queued for the next window when you request it.” Click Request payout. The next window pays what is available at that time, including sales that clear before then.

A new account starts on You ask. The smallest payout is €50 or $50. When your balance is below that amount, it waits for a later window. With a verified account and a bank account, your first payout goes out in the first window after all three are true: your first sales have cleared (14 days after each sale), your Available now amount is at least €50 or $50, and you have clicked Request payout. Money in Reserve is not paid out yet: the Reserve row shows the amount and, once it is set, the date it frees up.

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Fees

Each payout carries a Payout fee of 1% of the amount paid out, with a minimum of €1 or $1. The route adds its own cost:

• Bank transfer fee: what our banking partner charges for the transfer, passed through at cost. It depends on the country and currency. See the payout fee table on Supported countries.
• Wallet corridor fee: for a stablecoin payout. See Stablecoin payouts.

On You ask, the Payouts tab shows what you would receive today and the fees before you click Request payout. The payout statement lists each fee after the payout.

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Documents for each payout

Every payout gets two documents on the Payouts tab:

• Payout statement: “What was paid this run: the covered sales, our commission, the payout fee, the bank transfer fee, and what reached your bank.” Use it to match the payout to your bank statement.
• Self-billed invoice: your supply to AgentaOS, one line per sale that the payout covers, with the fees deducted beneath. The total is what reached your account. It shows no VAT line: it records the value of your supply to AgentaOS (Aristokrates OÜ, Estonia).

Give both documents to your accountant. See Payout statements and self-billed invoices for each line and how to use the documents in your books.

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FAQ

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Next steps