You can go live from any country except the short list of countries we cannot pay out to: no payout reaches them, by bank or by wallet. The payout table lists the countries a bank payout reaches. If yours is not in it, ask us at contact@agentaos.ai and we confirm the route, or use stablecoin payouts (public preview) to a wallet in USDC or EURC.
Accepting payment (your buyer’s side)
Card and bank transfer
Card, with Apple Pay and Google Pay on devices that support them, in 135+ currencies, from buyers worldwide. Bank transfer on EUR sales. A card buyer pays in their local currency, and you do not need a merchant account in their country.
Payout methods (your side)
Whichever method your buyer uses, your AgentaOS balance settles in EUR or USD, then pays out to your bank account:Bank transfer in EUR or USD
Available in every supported country below, through our banking partner: by SEPA where your bank takes it, otherwise by Swift. See Payout fees.
Payout fees
Each payout carries the payout fee. On top of it, AgentaOS passes on our banking partner’s transfer cost at cost. Payouts are sent in EUR or USD only, and each payout takes the cheapest route our banking partner offers to your bank:
The partner’s transfer fee on a Swift payout was 0.48 EUR on a 1,000 EUR quote and 1.13 USD on both a 1,000 USD quote and a 4,000 USD example. Currency conversion, where it applies, is charged separately.
USD Swift fee where correspondent bank fees are expected, for some countries: Albania 13.16 USD, Bosnia and Herzegovina 13.22 USD, Montenegro 13.19 USD, North Macedonia 16.83 USD, Serbia 17.25 USD, Turkey 19.24 USD. Where the partner expects these fees and the country has no rate of its own, the fee is 21.71 USD. With the transfer fee, a USD payout to North Macedonia costs 16.83 + 1.13 = 17.96 USD.
These are our banking partner’s prices and can change. Our banking partner picks shared or fixed cost on a EUR Swift payout; you cannot choose. The quoted cost shows on the Payouts tab before you request a payout and on the statement after it. Your own bank or an intermediary bank may add a charge on arrival, which AgentaOS cannot see.
Supported payout countries
You can receive a bank payout in the following countries, to an account in EUR or USD. Every country in the table can also pass our identity check and, for a company, our company check, with one exception: Kosovo. This list follows our banking partner’s coverage, which grows over time.Marks in the table
- No mark: your EUR account is paid by SEPA, at no partner cost. In the United States, your USD account is paid by local transfer.
†No SEPA route. A EUR or USD payout travels by Swift, so the Swift cost in the table above applies.‡Swift in USD only. Our banking partner does not send EUR by Swift to this country, so you need a USD account.
Kosovo
In Kosovo you can go live in your own name. Company verification is not available for companies registered in Kosovo yet, so a Kosovo company cannot go live today. A bank in a SEPA country that does not take SEPA transfers is paid by Swift instead. A USD payout to a SEPA country also travels by Swift. Three USD routes skip Swift: USD to Hong Kong goes through the local CHATS system for 7.97 USD, USD to a DBS account in Singapore costs 1.49 USD, and USD to a personal PrivatBank account in Ukraine costs 1.13 USD plus 1.94%.Countries we cannot pay out to
A merchant has to be paid, so you cannot go live from one of the countries below: neither our banking partner nor our stablecoin partner sends money there. The Go live page says so the moment the country is picked.Countries we cannot pay out to
Countries we cannot pay out to
- Afghanistan
- Belarus
- Burma (Myanmar)
- Burundi
- Central African Republic
- Chad
- Congo
- Cuba
- Democratic Republic of Congo
- Eritrea
- Iran
- Iraq
- Lebanon
- Libya
- North Korea
- Palestine
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Venezuela
- Yemen
Unsupported countries for purchases
Unsupported countries (sanctioned and embargoed jurisdictions)
Unsupported countries (sanctioned and embargoed jurisdictions)
AgentaOS cannot accept payments from customers in the following countries. Where you can be paid out is a separate list, above.
- Afghanistan
- Antarctica
- Belarus
- Burma (Myanmar)
- Central African Republic
- Cuba
- Crimea (Region of Ukraine)
- Democratic Republic of Congo
- Donetsk (Region of Ukraine)
- Haiti
- Iran
- Kherson (Region of Ukraine)
- Libya
- Luhansk (Region of Ukraine)
- Mali
- Netherlands Antilles
- Nicaragua
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Venezuela
- Yemen
- Zaporizhzhia (Region of Ukraine)
- Zimbabwe
FAQ
Can I sell to buyers in any country?
Can I sell to buyers in any country?
Yes, through the card processor’s global network. Purchases are blocked only in the sanctioned or embargoed jurisdictions listed above.
What currency lands in my balance?
What currency lands in my balance?
Your AgentaOS balance always settles in EUR or USD, whatever currency your buyer paid in and whatever method they used.
Do I need a European bank account to get paid?
Do I need a European bank account to get paid?
No. Bank payouts reach the countries listed above, and coverage expands over time. See Payouts.
My country is not on the payout list. What now?
My country is not on the payout list. What now?
You can still go live, unless your country is on the list of countries we cannot pay out to. Ask us at contact@agentaos.ai and we confirm the bank route, or use stablecoin payouts (public preview) to a wallet.
Next steps
How it works
What a merchant of record is and what it does for you.
How tax works
Where AgentaOS is registered for VAT, and what shows on the invoice.
Pricing
Transaction fees and plans.
Payouts
Move your balance to your bank or wallet.