Plans
- Pay as you go is the no-commitment entry lane. No monthly fee, slightly higher per-transaction rate.
- Pro lowers every rate by ~0.5%. It pays for itself at roughly €10,000/mo in volume, and the dashboard tells you when you cross that line.
- Scale is for high-volume merchants (higher limits, negotiated rates).
Card payment costs
The card rate depends on where your buyer’s card was issued. AgentaOS settles each charge in its own currency and lets the buyer cover FX, so you are not paying a conversion markup.
On Pay as you go, a card issued outside the EEA costs 6.0% + €0.50 in total. The Pro card rate (4.0% + €0.40) is a flat price to you regardless of your buyer’s origin.
Payouts
Each payout carries a payout fee of 1% of the amount paid out, with a minimum of €1 or $1. A bank payout also carries the cost of the bank transfer, passed through at cost. See the payout fee table on Supported countries and Payouts.FAQ
Is there a monthly fee?
Is there a monthly fee?
Only on Pro (€49/mo) and Scale. Pay as you go has no monthly fee.
When is Pro worth it?
When is Pro worth it?
Pro lowers every rate by about 0.5%, so it pays for itself at roughly €10,000/mo in volume. Below that, Pay as you go is cheaper. Settings → Billing shows when Pro would save you money.
Does the fee cover tax compliance?
Does the fee cover tax compliance?
Yes. The transaction fee is what funds AgentaOS acting as your merchant of record: tax registration, collection, remittance, and invoicing. You do not pay separately for those.
What does a payout cost?
What does a payout cost?
A payout fee of 1% of the amount paid out, with a minimum of €1 or $1. A bank transfer cost, where the route has one, passes through at cost.
Does the card rate change by country?
Does the card rate change by country?
On Pay as you go, a card issued outside the EEA adds 1.5% to the card rate. The Pro card rate (4.0% + €0.40) is flat to you. See Supported countries.
Next steps
How it works
What a merchant of record is and why it matters.
Supported countries
Where you can sell and get paid.
How tax works
Destination VAT, where we are registered, and what shows on the invoice.