Founding 30. The first 30 founders and teams to go live get Pro rates with no monthly subscription, forever. Open an account to claim a spot.
Plans
- Pay as you go is the no-commitment entry lane. No monthly fee, slightly higher per-transaction rate.
- Pro lowers every rate by ~0.5%. It pays for itself at roughly €10,000/mo in volume, and the dashboard tells you when you cross that line.
- Scale is for high-volume merchants and agencies (sub-accounts, higher limits, negotiated rates).
What a card payment costs
The card rate depends on where your buyer’s card was issued. AgentaOS settles each charge in its own currency and lets the buyer cover FX, so you are not paying a conversion markup.
The Pro card rate (4.0% + €0.40) is a flat price to you regardless of your buyer’s origin.
Payouts
Where your payout method charges a fee, it passes straight through to you at cost. AgentaOS does not mark it up. See Payouts.FAQ
Is there a monthly fee?
Is there a monthly fee?
Only on Pro (€49/mo) and Scale. Pay as you go has no monthly fee. And the Founding 30 program waives the Pro subscription forever for the first 30 founders and teams.
When is Pro worth it?
When is Pro worth it?
Pro lowers every rate by about 0.5%, so it pays for itself at roughly €10,000/mo in volume. Below that, Pay as you go is cheaper. The dashboard nudges you the moment Pro would save you money.
Does the fee cover tax compliance?
Does the fee cover tax compliance?
Yes. The transaction fee is what funds AgentaOS acting as your Merchant of Record: tax registration, collection, remittance, and invoicing. You do not pay separately for those.
Are payout fees marked up?
Are payout fees marked up?
No. Where a payout method has a fee, it passes through to you at cost.
Does the card rate change by country?
Does the card rate change by country?
The cost to us varies by your buyer’s card origin, but the Pro card rate (4.0% + €0.40) is flat to you. See Supported countries.
Next steps
How it works
What a Merchant of Record is and why it matters.
Supported countries
Where you can sell and get paid.
How tax works
Destination VAT, where we are registered, and what shows on the invoice.