> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agentaos.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Supported Countries & Currencies

> Where you can sell, which payment methods reach which buyers, and the countries where you can get paid out with AgentaOS.

AgentaOS accepts purchases from buyers in almost every country, and pays merchants out by bank transfer across the countries listed below. For how the money moves end to end, see [How it works](/mor/how-it-works).

<Info>
  Do not see your country in the payout list? Bank payout coverage expands over time. In the meantime, [stablecoin payouts (legacy)](/legacy/stablecoin-payouts) let you withdraw your balance on-chain from anywhere. Reach out and we will confirm your options.
</Info>

## Accepting payment (your buyer's side)

<CardGroup cols={1}>
  <Card title="Card, Apple Pay, and Google Pay" icon="credit-card">
    135+ currencies, from buyers worldwide. Your buyer pays in their local currency, and you do not need a merchant account in their country.
  </Card>
</CardGroup>

Purchases are accepted from buyers worldwide, except the sanctioned or embargoed jurisdictions in the [unsupported list](#unsupported-countries-for-purchases) below.

## Payout methods (your side)

Whichever method your buyer uses, your AgentaOS balance settles in **EUR or USD**, then pays out to your bank account:

<Card title="Local bank transfer" icon="building-columns" href="/payouts/overview">
  Available across every supported country below, through our banking partner. Payout fees pass through at cost, with no markup.
</Card>

### Payout fees

We pass payout costs through at cost. AgentaOS adds no markup of its own. What you pay depends on the route your money takes:

| Route                             | Typical fee per payout                                 |
| --------------------------------- | ------------------------------------------------------ |
| Local bank transfer               | A small flat fee, often free                           |
| Cross-border (Swift), shared cost | About €5, and the recipient may bear onward bank fees  |
| Cross-border (Swift), fixed cost  | About €25, and the recipient receives the exact amount |

Cross-border Swift fees vary by destination and payout currency, typically between €5 and €35 per transfer. Currency conversion, where it applies, is charged separately.

## Supported payout countries

You can receive a bank payout in the following countries. This list follows our banking partner's live coverage, so it grows over time.

|                    |                |                |                        |
| ------------------ | -------------- | -------------- | ---------------------- |
| Albania            | Andorra        | Argentina      | Australia              |
| Austria            | Bangladesh\*\* | Belgium        | Bosnia and Herzegovina |
| Brazil             | Bulgaria       | Canada         | Cayman Islands         |
| Chile              | China\*        | Colombia\*\*   | Costa Rica             |
| Croatia            | Cyprus         | Czech Republic | Denmark                |
| Dominican Republic | Egypt          | Estonia        | Finland                |
| France             | Georgia        | Germany        | Gibraltar              |
| Greece             | Guatemala      | Hong Kong      | Hungary                |
| Iceland            | India          | Indonesia      | Ireland                |
| Israel             | Italy          | Japan          | Kenya                  |
| Latvia             | Liechtenstein  | Lithuania      | Luxembourg             |
| Malaysia           | Malta          | Mexico         | Moldova                |
| Monaco             | Montenegro     | Morocco        | Nepal\*\*              |
| Netherlands        | New Zealand    | Nigeria        | North Macedonia        |
| Norway             | Pakistan\*\*   | Peru           | Philippines            |
| Poland             | Portugal       | Romania        | San Marino             |
| Serbia             | Singapore      | Slovakia       | Slovenia               |
| South Africa       | South Korea    | Spain          | Sri Lanka              |
| Sweden             | Switzerland    | Taiwan         | Tanzania\*\*           |
| Thailand           | Turkey         | Ukraine\*\*    | United Arab Emirates   |
| United Kingdom     | United States  | Uruguay        | Vietnam                |
| Zambia             |                |                |                        |

### Bank transfer partner restrictions

Some local bank payouts carry extra rules from our banking partner. Countries marked `**` may have restrictions, for example only individual (personal) bank accounts being supported, or business transfers not being available. China (`*`) has per-transfer limits. These come from the partner and can change over time, so check with us before you rely on a specific route.

## Unsupported countries for purchases

<Accordion title="Unsupported countries (sanctioned and embargoed jurisdictions)">
  We cannot accept payments from customers or merchants in the following countries:

  * Afghanistan
  * Antarctica
  * Belarus
  * Burma (Myanmar)
  * Central African Republic
  * Cuba
  * Crimea (Region of Ukraine)
  * Democratic Republic of Congo
  * Donetsk (Region of Ukraine)
  * Haiti
  * Iran
  * Kherson (Region of Ukraine)
  * Libya
  * Luhansk (Region of Ukraine)
  * Mali
  * Netherlands Antilles
  * Nicaragua
  * North Korea
  * Russia
  * Somalia
  * South Sudan
  * Sudan
  * Syria
  * Venezuela
  * Yemen
  * Zaporizhzhia (Region of Ukraine)
  * Zimbabwe
</Accordion>

## FAQ

<AccordionGroup>
  <Accordion title="Can I sell to buyers in any country?">
    Cards reach 135+ currencies through our card processor's global network. Purchases are blocked only in the sanctioned or embargoed jurisdictions listed above.
  </Accordion>

  <Accordion title="What currency lands in my balance?">
    Your AgentaOS balance always settles in EUR or USD, whatever currency your buyer paid in and whatever method they used.
  </Accordion>

  <Accordion title="Do I need a European bank account to get paid?">
    No. Bank payouts reach the countries listed above, and coverage expands over time. See [Payouts](/payouts/overview).
  </Accordion>

  <Accordion title="My country is not on the payout list. What now?">
    Bank payout coverage expands over time as our banking partner adds routes. Reach out and we will confirm your options.
  </Accordion>
</AccordionGroup>

## Next steps

<CardGroup cols={3}>
  <Card title="How it works" icon="handshake" href="/mor/how-it-works">
    What a Merchant of Record is and why it matters.
  </Card>

  <Card title="How tax works" icon="scale-balanced" href="/mor/tax">
    Destination VAT, where we are registered, and what shows on the invoice.
  </Card>

  <Card title="Pricing" icon="credit-card" href="/mor/pricing">
    Transaction fees, plans, and the Founding 30 offer.
  </Card>

  <Card title="Payouts" icon="money-bill-transfer" href="/payouts/overview">
    Move your balance to your bank or wallet.
  </Card>
</CardGroup>