> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agentaos.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Activate EUR Account

> Get a real European IBAN linked to your AgentaOS wallet for SEPA payouts.

# Activate your EUR account

An IBAN in your name (or your company's name), linked to your AgentaOS wallet. Once approved, SEPA payments land directly in your AgentaOS balance.

<CardGroup cols={2}>
  <Card title="I'm an individual" icon="user" href="/banking/activate-eur-individual">
    Around 10 minutes to fill in. Approval usually within one business day.
  </Card>

  <Card title="I'm a business" icon="building" href="/banking/activate-eur-business">
    20 to 30 minutes the first time. Approval usually within 2 to 5 business days.
  </Card>
</CardGroup>

## What you get

* A real European IBAN in your name or your company's name.
* SEPA inbound transfers land in your AgentaOS balance.
* SEPA outbound (payouts) once your account is funded.
* No platform monthly fee for the bank account itself.

## How it works

```mermaid theme={null}
flowchart LR
  A[Click<br/>Activate EUR account] --> B[Sign up<br/>with same email]
  B --> C[Upload documents]
  C --> D[Identity check]
  D --> E[Approval]
  E --> F[IBAN appears in<br/>Payouts page]
```

The account is operated by [Monerium](https://monerium.com/), a regulated EU e-money institution licensed in Iceland under the European EMD2 framework. You sign up with your AgentaOS email so everything stays linked under one identity.